Fixed Rate Guide

Fixed Rate Savings & Investments

Could Your Savings Be Earning More?

Discover fixed-rate options available to UK savers and investors with our free Fixed Rate Guide.

Compare different approaches to generating a fixed return from your capital, including fixed-term savings products and bonds.

Free to request • No obligation • UK-focused

UK Focused

Explore options relevant to UK savers.

Fixed Rate Focus

Understand products designed to provide predictable returns.

Clear Comparisons

Learn how different products, terms and providers compare.

Free Guide

Request your copy with no obligation.

The opportunity

Are You Making the Most of Your Savings?

Many savers leave substantial balances in accounts paying relatively modest rates simply because comparing alternatives can be complicated.

Fixed Rate Guide helps make the landscape easier to understand.

Holding Cash

Cash left in low-paying accounts may not be working as efficiently as it could.

Comparing Providers

Rates, terms, access conditions and protection can vary significantly between products.

Understanding Your Options

Our guide explains the main types of fixed-rate savings and investment products available and the factors worth considering.

How it works

Three Simple Steps

01

Request your guide

Complete the short form with your name and email address.

02

Read at your own pace

Learn how fixed-term savings, deposits and bonds work, and what to compare.

03

Decide what suits you

Use the guide's checklist to weigh up terms, access and protection before choosing.

Fixed rate options

Understand the Main Choices

Each product works differently. The guide explains how they compare on term, access, risk and protection.

Fixed-Term Savings Accounts

Lock away a sum for a set period in return for a rate that won't change during the term.

Fixed-Term Deposits

Place money with a bank or building society for an agreed term, with interest paid monthly or at maturity.

Fixed-Rate Bonds

Typically offered for 1 to 5 years, with limited or no access to your money until the term ends.

Other Fixed-Income Options

Mainstream alternatives such as gilts and corporate bonds, which carry different risks and features.

The guide

What's Inside the Fixed Rate Guide

A clear, jargon-free overview written for UK savers who want predictable returns.

  • How fixed-term savings, deposits and bonds differ
  • What to look for when comparing providers
  • How term length and access affect your choice
  • How FSCS protection applies to eligible deposits
  • Questions to ask before committing your capital
  • A simple comparison checklist

Free · No obligation

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FAQs

Common Questions

Yes. The guide is free to request and there is no obligation to do anything further.